For Sales Teams

Merchant Statement Analysis. Automated.

Upload a merchant processing statement and get a complete fee breakdown in under 60 seconds. Verify interchange rates, identify overcharges, and generate branded savings proposals for your prospects.

Fee Analysis Complete
Oct 2025
Interchange
72%
Scheme
18%
PSP Markup
10%
Total Fees
$4,519
Potential Savings
$3,356
AI Verified
3 overcharges found
0s
Average analysis time
$0M+
Savings found
0+
Analyses completed

How It Works

Three steps from raw statement to actionable savings report.

Upload

Drop a merchant processing statement PDF into the platform. We handle scanned documents, multi-page statements, and every major processor format.

Analyze

Our engine extracts every fee line item, classifies each charge by category, and verifies interchange rates against the latest published card brand interchange tables.

Act

Review the categorized breakdown, see exactly where margins exist, and export a branded proposal PDF ready to present to your prospect.

Everything Your Sales Team Needs

Purpose-built for software companies that sell payments bundled with their platform. Simplify your sales cycle with data-driven fee analysis.

01

Interchange Verification

Every fee line item is cross-referenced against the latest published card brand interchange tables. 180+ rates verified with padding detection built in.

Verifying rates…
Visa CPS Retail0.05%
MC Merit III1.58%
Visa Bus Tier 22.50%!
Visa FANFflat
Auth Fee$0.10!
02

Branded Reports

Four report templates -- Detailed Analysis, Executive, One-Page Summary, and Pricing Comparison -- with your organization's logo, colors, and footer text.

Export PDF
03

Quick Estimates

Run savings estimates without a full statement. Adjustable card mix, international percentage, and commercial percentage for accurate ballpark projections.

Quick Estimate
Monthly Volume
$250,000
Card Mix
60/30/10
International %
5%
Estimated Savings
$2,847/mo
04

Statement Comparison

Upload multiple statements for the same merchant to compare fees across time periods. Track rate changes, volume shifts, and trend detection.

Period Comparison
Oct 2025
$4,519
Nov 2025
$4,231
↓ 6.4%fees reduced
Rate changes3
Volume shift+12%
New fees detected1
05

Team Security

Your data is encrypted, automatically deleted on your schedule, and never shared. Role-based access keeps your team organized and in control.

Access Control
AdminFull access
ManagerTeam analytics
AnalystUpload & export
SSO enabled
RBAC active
06

Multiple Pricing Models

Supports interchange-plus, tiered, flat-rate, surcharge, and dual pricing with automatic detection. Blended estimation using industry-specific interchange benchmarks.

Interchange+
IC Pass-through1.65%
Markup0.35%
Effective2.00%
Detected
Dual Pricing
Cash Rate0.00%
Card Rate3.99%
Net Cost~0%

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Stop spending hours manually reviewing merchant statements. Let PaySense handle the analysis so your team can focus on closing deals.