Merchant Statement Analysis. Automated.
Upload a merchant processing statement and get a complete fee breakdown in under 60 seconds. Verify interchange rates, identify overcharges, and generate branded savings proposals for your prospects.
How It Works
Three steps from raw statement to actionable savings report.
Upload
Drop a merchant processing statement PDF into the platform. We handle scanned documents, multi-page statements, and every major processor format.
Analyze
Our engine extracts every fee line item, classifies each charge by category, and verifies interchange rates against published Visa and Mastercard tables.
Act
Review the categorized breakdown, see exactly where margins exist, and export a branded proposal PDF ready to present to your prospect.
Everything Your Sales Team Needs
Purpose-built for software companies that sell payments bundled with their platform. Simplify your sales cycle with data-driven fee analysis.
Interchange Verification
Every fee line item is cross-referenced against 2025 published Visa and Mastercard interchange tables. 180+ rates verified with padding detection built in.
Branded Reports
Four report templates -- Professional, Executive, Compact, and Proposal -- with your organization's logo, colors, and footer text.
Quick Estimates
Run savings estimates without a full statement. Adjustable card mix, international percentage, and commercial percentage for accurate ballpark projections.
Statement Comparison
Upload multiple statements for the same merchant to compare fees across time periods. Track rate changes, volume shifts, and trend detection.
Team Security
Microsoft and Google SSO, multi-organization RBAC with Admin, Manager, and Analyst roles, and configurable data retention policies.
All Pricing Models
Supports interchange-plus, tiered, flat-rate, surcharge, and dual pricing with automatic detection. Blended estimation across 12 industry benchmarks.
Ready to accelerate your sales cycle?
Stop spending hours manually reviewing merchant statements. Let PaySense handle the analysis so your team can focus on closing deals.